About mmob

We’re on a mission to make financial services truly interoperable

mmob London team
London Team
Malaysia Team
mmob Malaysia team

Enabling users to access the right products, through any channel. Enabling companies to embed financial services quickly, easily and at scale.

About mmob

Our journey

Back in 2020, our Founders were frustrated by integration challenges in financial services. This was a problem for the product providers who wanted to deploy at scale and reach more users, as well as those platforms and institutions that wanted to offer a new experience to their customers.

Open banking and APIs had promised a better way, but were yet to deliver. That’s where mmob came in.

2020

Founded in London

…established by ex-financial services professionals to empower embedded finance partnerships by improving API connectivity.

2021

Built on Compliance

…granted FCA permissions (AIS & PIS), achieved ISO 27001 certification and CyberEssentials Plus. We review these credentials annually and have since transitioned to ISO 27001:2022.

2021

International Growth

…establishing our Malaysia office in Kuala Lumpur and building key partnerships.

2022

Backed by Industry Leaders

…raising our Seed round of £5mn, joining Mastercard’s Open Banking Start Path and AWS Fintech programme. Winning Finovate Europe’s Best in Show and FSTech’s Fintech Startup of the Year.

2023

Scaling our Product

…continuing to innovate and scale our product for use by fintech and institutional customers, with our first Enterprise solutions going live.

2024

Enterprise & Strategic Growth

…securing strategic investment from a global payments provider, and filing our core technology patent. Awarded Fintech Partner of the Year at the UK Fintech Awards and shortlisted for Best Fintech Collaboration with Mastercard. Selected by Akbank for its POChallenge.

Attracting industry-wide attention...

Communities & Accelerators

Innovate Finance
Grow London Global
Open Banking Start Path
FinTech Growth Programme
Google Cloud Partner

Awards

Fintech Startup of the Year 2022
Best of Show 2022
Partner of the year 2024
Data Initiative of the Year 2022

Security & compliance

ISO 27001-2022
CyberEssentials Plus
Malaysia Digital Status
FCA Regulated – AISP & PISP
Meet

Our Leadership Team

Blending financial services experience with innovation.

Irfan Khan

Irfan Khan

CEO

Over 15 years in banking, leading tech transformation at HSBC, Barclays and RBS. Deep expertise in digital strategy, product innocation, and regulated financial services. Award-winning fintech leader.

Ian Carter

Ian Carter

COO

Former HSBC International Manager with global leadership experience across strategy, risk, and treasury. Brings deep expertise in operational governance and complex financial services delivery.

Blai Pratdesaba

Blai Pratdesaba

CTO

Former EdTech CTO who scaled a platform for 2mn+ users across America and Asia. Drives robust, secure and scalable technology at mmob.

Mentions

In the press

Yapily and mmob to streamline open banking solutions for more businesses than ever
Partnerships
May 30, 2024
July 25, 2025

Yapily and mmob to streamline open banking solutions for more businesses than ever

mmob is delighted to partner with open banking provider Yapily, to enable distribution partners to more easily integrate its solution.

mmob selected for NatWest’s Fintech Growth Programme
Partnerships
February 18, 2025
July 23, 2025

mmob selected for NatWest’s Fintech Growth Programme

mmob, the embedded finance technology toolkit, has been chosen as one of five fintechs to take part in a new programme with UK bank NatWest.

mmob and Satago partner to supercharge embedded finance for SMEs
Partnerships
April 12, 2024
July 23, 2025

mmob and Satago partner to supercharge embedded finance for SMEs

mmob has launched a new partnership with Satago. This collaboration enables lenders and corporates to embed Satago’s flexible Invoice Finance and Cash Flow solutions, using mmob’s hyper-efficient integration capabilities.